Do we really have to spend more than what we earn?
Of course, that is pure stupidity if you do the spending more while earning less. But in reality, we do something like that if we expect for a recurring income every payday. And then there’s the credit card that can be used to defer cash payment, which of course, tempt the weak and use it for unnecessary spending.
We have been taught over and over again that spending more is a doing of man going for broke unless the wealth is considerable enough that even on his death he can’t get a bank statement with zero balance. But for typical men or women who depend on paycheck by paycheck, tightening the finances is not just a practice of financial discipline. It is imperative.
To get you a perspective on how to spend less in the modern days where you are tempted to buy every gadget that comes out in the market, here are the 8 easy steps to get you, at least, for a good start in the road to financial freedom. [Continue reading…]





