8 Easy Ways to Spend Less Money

Do we really have to spend more than what we earn?

Of course, that is pure stupidity if you do the spending more while earning less. But in reality, we do something like that if we expect for a recurring income every payday. And then there’s the credit card that can be used to defer cash payment, which of course, tempt the weak and use it for unnecessary spending.

We have been taught over and over again that spending more is a doing of man going for broke unless the wealth is considerable enough that even on his death he can’t get a bank statement with zero balance. But for typical men or women who depend on paycheck by paycheck, tightening the finances is not just a practice of financial discipline. It is imperative.

To get you a perspective on how to spend less in the modern days where you are tempted to buy every gadget that comes out in the market, here are the 8 easy steps to get you, at least, for a good start in the road to financial freedom. [Continue reading…]

Procrastination Kills, But How to Kill It Before It Gets You

There are perks in owning a business. In my case, blogging is considered the business venture that I am in. I am also doing freelancing. However, I have experienced difficulties when my job online doing at home. Certainly, they are manageable. Doing time management and realizing the plans integrated for the timely management is the best strategic action I can do. Again, there are limitations and the limitations somehow have to do with personality. And perhaps, having a character, unworthy one, can bring downfall to a personality.

 

Procrastination is the biggest hurdle that I am experiencing right now. It has brought clout in the way I do my work and it is the main factor that makes success seems difficult to attain.

 

I can really say that procrastination can kill somebody, anybody. But the problem with this problem is that it is a self-inflicting one. It is rather an improved version of sloth, though the latter may be the worst of its kind. However, procrastination is the cause of unexpected, unwanted, undesirable and disgusting effects of failure.

 

I have to correct what I have stated in the second paragraph—procrastination being an experience. Actually, procrastination is a habit—a manana habit—if I have to add the Spanish/Filipino version of the term. And right now, it is killing me bit by bit.

 

Losing focus is the primary motivator for procrastination. When you divert your attention from the most important priority, you tend to catch in to the web that can trap you until you drop into the hole or engulf you to a monster. The sad thing here is that the ‘monster’ is a personal creation and it could exist subconsciously. And I have to clear that the ‘monster’ here is a metaphor of something, a force, maybe, that pulls you to failure.

 

And what should be done to ward you off from the ill effects of procrastination. I think the better cure, if not the mere prevention is FOCUS.

 

  • Focus on priorities;
  • Focus on what is important.
  • Focus on the goals.
  • Focus on success.

 

That means, sacrifice is the key here.

 

Why Minimalist is a Cool Thing

It has been a constant reminder from my mother whenever she tells me about buying clothes and keeping them. I am not really so much of a fashion conscious as I tend to follow the pragmatism principle. My friend once commented me about this and I tend to agree on him on some things. Anyway, [...]

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Guerilla Blogging is the Same as Guerilla Marketing, Right?

I was intrigued about Guerilla Marketing when I stumbled upon that term from a CD brought by my uncle-in-law from Singapore. I though it was a war movie. But after reading the label, the cover of that CD, that term is related to business. That was fourteen years ago.  I was reintroduced to that term [...]

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3 Best Practices You Can Apply to Your Blog

Blogging can be so much more.   It is not just about owning a blog.   It is not just about writing stuffs you want to personally share to.   Blogging can be about something you want to become; you want to impart; and you want to help some people about a certain topic, issue. [...]

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The World Is Often Unkind to New Talents

“The world is often unkind to new talents—new creations.” “…my disdain for Chef Gusteau’s famous motto: Anyone can cook. But I realize only now do I truly understand what he meant. Not everyone can become a great artist, but a great artist can come from anywhere. It is difficult to imagine more humble origins that [...]

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